Over the past year and a half, the world’s largest financial institutions have doubled by building “connective tissues” that link Trad-Fi to the blockchain. Unlike the 2017 or 2021 hype cycle, market volatility is at the highest ever, through streets such as tokenization pilots, compliance rails, custody frameworks, and massive onboarding of capital, with current evolutionary trends shaping behind the scenes.
At this point, by the second quarter of 2025, more than 85% of global banks Survey subject The World Economic Forum (WEF) was actively testing to launch or launch tokenized asset infrastructure. In this context, JPMorgan’s Onyx, HSBC’s Orion, and Citi’s Tokenization Lab are not industry-wide pivot indicators, but industry-wide pivot indicators, especially as the total market capitalization of tokenized Treasury, bonds and private debt. Beyond the top The world has recently marked $25 billion (up from $3 billion a few years ago).
With almost half of these assets currently reside in public or hybrid blockchains, the structure of this growth is the structure of this growth, and the most important driver behind this expansion is tokenizing private credits.
Today, private credit controls the tokenized RWA landscape, accounting for around $14 billion in a market totaling $25 billion. As a result, tokenization no longer appears to be a theoretical promise (and Trad-Fi entry to Crypto doesn’t feel like a mere headline), but rather the foundations of the new global financial layer seem to be coming back to life every day.
Creating a global infrastructure for comprehensive yields
In the wake of this continuous shift, products like Valr’s USD Private Credit Token (USDPC) are deriving turning points for those taking part in the global financial battle, as well as providing crypto yields.
With the launch of USDPC, Global Crypto Exchange Valr will partner with Canadian private credit company Garrington Capital to break down these barriers and provide users with exposure to a diverse pool of US-based private loans. Beyond 8-10% yields, another major advantage is that investors can access the product in a small USD denomination.
For retail investors in Europe, Southeast Asia, Latin America and even underserved regions, this represents a unique proposition that allows investors to make money in dollars and access facility-grade credits, allowing users in over 100 countries to do all this through a global exchange trust where users rapidly expand.
What makes USDPC stand out is structural integrity, as it consists of token-backed loans, commercial receivables, inventory support credit lines, equipment loans, and manager Garington, which has a track record of growing over 15 years without negative quarters.
Redemptions will be processed through Valr’s OTC desk using a flexible timeline (ranges from 7 to 30 days based on liquidity), and the tokens will soon be integrated into Valr Invest, the upcoming product suite of platforms for building wealth. Additionally, there is no direct management fee charged on users, only the spread and the fund manager performance incentives built into the purchase pricing.
Is it a sign of what’s coming?
Looking out, USDPC is the epitome of the heads of Crypto and Tradfi, proving that tokenization is not just for experiments, but rather for distribution. By opening access to real-world yield products, Valr will not only respond to global trends, but also position him as the next generation of global leaders, moving towards credit tokenization and decentralization of true international user base yields.
