For Robinhood’s premium users, homeownership is just one step closer. The trading platform has announced a nationwide home loan benefit for Gold subscribers, offering discounted interest rates through a new partnership with Sage Home Loans.
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The move marks another step for Robinhood beyond trading and investing, and positions the company in one of the most competitive sectors in consumer finance.
A new route to homeownership
According to the fintech giant, eligible Robinhood Gold members can apply for a home loan or refinance through Sage Home Loans and enjoy mortgage rates that are at least 0.75% lower than the national average.
Subscribers also receive a $500 closing credit, making this offer especially attractive at a time when affordability remains a major concern in the U.S. housing market.
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The program was reportedly tested with a limited group of users earlier this year and then expanded nationwide. With mortgage costs at multi-decade highs, Robinhood believes low interest rates and a simplified digital experience will be attractive to first-time buyers and refinancers alike.
This partnership highlights the continued transformation of the mortgage industry through technology. By integrating Sage’s digital lending tools into the Robinhood ecosystem, the companies aim to streamline the entire borrowing process from application to approval.
Sage Home Loans is reportedly using a data-driven platform to automate underwriting and improve transparency. For Robinhood, this partnership extends its brand of accessible finance into a new realm: homeownership.
The launch underscores Robinhood’s continued evolution from a trading app to a broader financial platform. Over the past few years, the company has expanded into credit cards, retirement accounts, and now mortgages, aiming to provide users with an all-in-one ecosystem for saving, investing, and borrowing.
recent collaborations
Robinhood recently expanded its service in the UK by introducing futures trading, marking another step in its efforts to attract active traders in Europe. The rollout brings more than 40 CME Group contracts to the platform, allowing UK customers to trade products across indices, energy, metals and foreign exchange directly through the Robinhood app or its desktop platform, Robinhood Legend.
The launch builds on Robinhood’s recent introduction of options and desktop trading in the UK and highlights its deepening partnership with CME Group and broader ambitions to grow beyond its US base.
Futures contracts have fees starting at $0.75 per trade and provide real-time market data at no additional cost. However, exchange and regulatory fees still apply.
Additionally, recent reports suggest that Robinhood is considering international expansion of its prediction market products and is in talks with UK and European regulators to assess how such event-based trading could be implemented outside of the US.
