The path toward clear regulation of the U.S. Bitcoin (BTC) and cryptocurrency markets is beginning to take on a strategic new lease of life.
The Senate Agriculture Committee, led by Republican John Boozman and Democrat Cory Booker, decided to postpone final consideration of the bipartisan bill until the last week of January. The aim is to secure majority support and hone the technical details of legislation that promises to change the rules of the game.
The draft bill, published on January 12, 2026, gives the Commodity Futures Trading Commission (CFTC) primary authority over the spot market. By cataloging assets of the nature of Bitcoin. in the state ofmerchandise “Digital”, the text seeks to resolve ambiguity Establish mandatory coordination with the Securities and Exchange Commission (SEC) to avoid legal loopholes.
However, one of the most obvious points is the treatment of stablecoins. Main text Prohibit platforms from paying interest or returns Because of the simple fact of maintaining a balance between these assets. This measure responds to the historic demand of the banking sector, which sees passive income from cryptocurrencies as direct competition to traditional deposits. However, the draft law leaves the door open to innovation and allows incentives as long as they are related to active participation, such as staking and network governance.
Beyond the numbers, this project focuses on users. from Self-custodial protection against forced separation of funds This is to avoid style breakdowns from previous years, such as the FTX incident that was widely reported by CriptoNoticias at the time.
With this in mind, the proposed law aims to emulate the rigor of international frameworks such as the European Union’s MiCA regulation.
The senators You only have 48 hours to suggest an adjustment before the committee resumes discussions at the end of the month. The outcome of these negotiations will determine whether Washington ultimately succeeds in integrating digital assets into its financial architecture, or whether the industry continues to operate under the ambiguity that has characterized the sector to this day.
(Tag translation) Cryptocurrency
