- Zand completed XDC Network integration for blockchain payments and institutional custody pending UAE regulatory approval.
- Partnerships include ComTech Gold for blockchain-enabled gold trading; XDC Transactions comply with ISO 20022 standards.
Zand is a UAE-based fintech and digital banking group that uses AI and blockchain. XDC to network support Blockchain-powered payments and digital asset storage for corporate and institutional customers. The companies announced the completion of the merger on Monday in Dubai.
Under the agreement, Zand will provide institutional-grade digital asset custody for eligible customers to store their assets. XDC Network infrastructure. The partners said the integration will provide business customers with a faster, more transparent and cost-effective means of payment.
We are pleased to announce that @Official_Zand, the UAE’s Al-powered bank for the digital economy bridging TradFi and DeFi, has successfully integrated @XDCNetwork.
This collaboration will give corporate and institutional customers access to blockchain-powered payments… pic.twitter.com/al2Yaj4DtO
— XDC Network (@XDCNetwork) January 12, 2026
Zand CEO Michael Chan said the bank is building financial products powered by blockchain. This bridges traditional financial services and decentralized financial tools to support the digital economy. XDC Network co-founder Ritesh Kakkad said digital banks and enterprise blockchain platforms can collaborate on payments and settlements. tokenization Services focused on compliance and practicality in real-world use cases.
XDC Consolidated target payments and ISO 20022 alignment
of XDC Network says transactions on its network are designed to comply with ISO 20022, the financial messaging standard used across payments and securities communications. The partners explained that this standard supports interoperability with existing financial systems and helps maintain compatibility with regulatory frameworks.
like before covered, ISO 20022 standardizes transaction data and can support automation and operational consistency across institutions and payments.
The integration includes a commodity market initiative through ComTech Gold, which the partners said is aimed at simplifying the process of gold trading markets. ComTech Gold combines traditional gold investment features with blockchain-Base ownership and transfer records.
He pointed out that the project will allow corporate and institutional customers to access blockchain-powered payment and custody services on the network.
This initiative therefore supports cross-border activities and institutional payments in corporate treasury and trade finance workflows. However, both partners said the availability of the service is dependent on regulatory approval and did not provide a specific start date for customers to access the custody service.
Furthermore, in late December last year, CNF reported What tZERO added XDC Connect the network and Algorand to a regulated multi-chain tokenization infrastructure. This update expands tZERO’s network support beyond Avalanche, Tezos, and Ethereum, giving issuers more choice in tokenized securities.
At the time of writing, XDC was trading with $0.04661bottom 2.41% Over the past 24 hours.
