Global credit agency Kroll (KBRA) has assigned Ripple Prime an investment grade issuer rating of BBB. Shortly after, Ripple CEO Brad Garlinghouse commented on Ripple’s decision, saying that the investment grade rating from Kroll is not just a formality, but a direct confirmation of Ripple Prime’s three fundamental characteristics.
- Strengths: Ratings support the platform’s financial strength and capital intensity. In the eyes of regulators and large funds, Ripple Prime now has the same “margin of safety” as traditional banks.
- Reliability: Validation of operational processes and risk management mechanisms. This is a signal to conservative institutional investors that the platform can operate without interruption even in extreme market turbulence.
- Technology: Recognizing the superiority of Ripple’s technology stack. The agency confirmed that the system architecture meets the most stringent security and efficiency requirements expected of next-generation payment infrastructure.
Today’s Investment Grade Issuer Rating from Kroll clearly validates @Ripple Prime’s strength, reliability, and technology. Once the market recognizes these things, momentum is created. https://t.co/WjGi14OuaZ
— Brad Garlinghouse (@bgarlinghouse) April 2, 2026
$XRP Holders are skeptical as price is stuck at $1.30
Despite these fundamental wins, retail market sentiment remains weak. Garlinghouse praises its validation of “strength and technology,” but its price tag $XRP The pair continues to trade within a narrow range of $1.30 to $1.40.
To many investors, these developments look “empty” as the coin has lost 62.5% of its value from the peak of $3.60 reached in July 2025. The long-term decline has now continued for more than six months. The decisive blow was the breakout of the $1.80 support level at the end of January 2026. $XRP has not been able to return to a growth trajectory.
