Stella (@StellarOrg) will integrate EURAU, a fully reserved euro stablecoin issued by AllUnity, bringing MiCAR-compliant euro liquidity directly to the network. The launch comes in the same week that Stellar surpassed $2 billion in total real-world assets, reinforcing its pitch as a regulated finance option.
AllUnity, a joint venture between DWS, Flow Traders and Galaxy, confirmed the integration on April 13th. EURAU was already running on Ethereum, Polygon, Base, Optimism, and Arbitrum. Stellar is the latest chain to host tokens, and this addition is aimed squarely at European banks, fintechs, and corporates that require fully regulated euro payment assets.
What is Euro?
$EURAU is Euro pegged stable coin It is backed on a 1:1 basis by reserves held across a consortium of European banks. It operates under the EU’s crypto asset market framework known as MiCAR and is issued by AllUnity, an electronic money institution licensed by German financial regulator BaFin since July 2025.
Holders have the legal right under MiCAR to redeem their tokens at face value at any time. Reserves are verified through reserve certificate disclosure and regulatory reporting. This puts EURAU alongside Circle’s in a small group of euro stablecoins that fully meet EU regulatory standards. $EURC and Société Générale Forge. $EURCVboth are already trading on Stellar.
Why Stella?
Stellar’s selling point is payment speed and low fees on a payment-only network. EURAU on Stellar provides financial institutions with euro assets that can be moved around the world in seconds at a fraction of a cent per transaction. This enables cross-border B2B payments, payroll automation, treasury operations, and tokenized payments on exchanges and lending protocols, all denominated in euros, without the need for correspondent banks.
PwC Germany, Noumena and Crossmint are already integrating. None of these names are crypto-native shops looking for quick token launches. They are an infrastructure and advisory firm that deals with corporate plumbing work.
Peter Grosskopf, AllUnity’s CTO and COO, said of the utility’s migration:
”Expanding EURAU to the Stellar network aligns with our mission to make digital currencies accessible, transparent, and useful across borders. This launch will enable businesses and consumers to experience the efficiency of blockchain-based payments while maintaining confidence in regulatory compliance and liquidity.”
Raja Chakravorti, Chief Business Officer, Stellar Development Foundation, makes the institutional case:
”EURAU’s launch with Stellar highlights why institutions choose Stellar as their go-to infrastructure for enterprise-grade finance. With a network built for regulated assets, high-throughput payments, and real-world interoperability, Stellar can move compliance-focused, euro-based liquidity globally at the speed and scale that meets the demands of modern financial markets.”
What is Stellar’s RWA footprint?
The day after the EURAU news, Stellar announced that its real-world asset footprint exceeded $2 billion. According to Dune’s live data, here’s the breakdown:
- RWA market capitalization: $1.98 billion
- Total supply including stablecoins: $2.28 billion
- Ready confirmed stablecoins on the network: $297 million
Driving this growth are names like tokenized figures such as Franklin Templeton, Ondo Finance, Spiko, Centrifuge, and Digital Real Estate via Swan. These are tokenized treasuries, money market funds, private credit, and real estate exposures, not speculative experiments.
what does this mean $XLM holder?
The direct impact of the token is harder to pinpoint than the network story. EURAU is a stablecoin. $XLM-It is a fixed asset and the issuance of stablecoins is not automatically converted. $XLM price action. What this does is increase the amount of transactions settled on Stellar, each of which consumes a small amount of transactions. $XLM As a network charge.
Even more important is positioning. Tether and Circle dominate the global stablecoin market in dollar terms. Europe is a different story. MiCAR resets the rules so that only a handful of issuers can legally serve the EU market at scale. By accumulating $EURC, $EURCVand now EURAU, Stellar is working hard to become the default clearing layer for compliant Euro liquidity, rather than just one of many chains hosting assets.
Low fees and regulatory compliance are the formula that institutions actually want. Stella is one of the few networks that offers both at the same time.
source:
- Stellar Development Foundation Official announcement of EURAU integration with quotes from AllUnity and SDF leadership.
- all unity We are launching a release covering EURAU’s BaFin license, MiCAR framework, and reserve structure.
- block chisel Covers Stellar’s integrations and ecosystem partners participating in stablecoins.
- Stablecoin Insider Background on AllUnity’s regulatory status and 2025 launch trajectory.
- dune analysis A live dashboard that tracks Stellar’s real-world assets and stablecoin supply.
