This article was written by CoinCodex.
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XRP has been through a rough patch so far in 2026, dropping nearly 25% since the beginning of the year. The price of XRP fell to $1.16 in early February, but has since recovered, briefly reaching $1.60 in mid-March before returning to the $1.40 level.
While the S&P 500 index is down 4.9% over the past month, major crypto assets have posted surprisingly solid gains. Over the past 30 days, Bitcoin is up 8.3% and Ethereum is up 14.4%.
What will happen to XRP in 2026?
What really stands out in the crypto market is its ultra-liquidity. (+48%), establishing itself as an important platform for price discovery on weekends when traditional markets are closed. The platform’s 24/7 market has proven very useful for traders speculating on oil prices, which have become highly volatile due to the war.
meanwhile, XRP remains indecisiveThat’s because the currency has only appreciated by 1.8% over the same period.
Since the dispute began on February 28, XRP has traded in a range of $1.32 to $1.60, spending most of its time between $1.35 and $1.45. Price trends are very volatile and there are no clear trends.
Since cryptocurrencies are considered a risky asset class, conventional wisdom holds that the cryptocurrency market will crash in response to a war. While this strong performance was unexpected, it is important to keep in mind that markets continue to react to conflict-related headlines.
For example, after U.S. President Donald Trump made comments on Monday that hinted at an escalation of the conflict, Bitcoin’s price rose from $68,500 to $71,500 within hours.
In the short term, Major crypto assets such as Bitcoin, Ether, and XRP are expected to be sensitive to headlines related to war with Iran. Given the unpredictable nature of disputes, navigating the cryptocurrency market is likely to be extremely difficult. This is especially true for XRP, where there is no clear trend in either direction.
XRP predictions predict a return above $2 by the end of the year
For another perspective, let’s take a look at CoinCodex’s algorithmic XRP predictions. This predicts positive price movements for XRP in the coming months. The platform expects XRP to reach a high of $1.68 in June.this would be an increase of 19% compared to the current price of XRP.
More intense bullish moves are expected in the XRP market ahead, as CoinCodex’s algorithmic predictions predict that XRP will reach a local high of 2.21 in October. This represents an increase of 56% from XRP’s current price.
While this prediction is certainly positive, we do not expect XRP to approach its all-time high of $3.92 within the next year.
Latest news about XRP and Ripple
Let’s now take a look at recent fundamental developments related to XRP and Ripple in order to identify potential bullish factors for XRP if positive sentiment returns to the crypto market.
Ripple tests stablecoin trade finance in Singapore sandbox
Ripple is testing a new approach to cross-border trade finance using the RLUSD stablecoin, aiming to replace the time-consuming manual processes that have characterized the industry for years.
In partnership with supply chain technology company Unloq, The company participates in the BLOOM initiative supported by the Central Bank of Singapore. The pilot uses Unloq’s platform to automate payments and instantly release funds when predefined conditions (such as shipping confirmation) are met, with RLUSD on the XRP Ledger processing payments.
This effort highlights Ripple’s increasing focus on institutional-grade infrastructure rather than retail use cases. By securing a spot within the Monetary Authority of Singapore’s sandbox, Ripple has gained regulatory validation for its stablecoin stack.
Evernorth bets on XRP Treasury model despite market downturn
Evernorth Holdings is moving forward with plans to go public through a SPAC merger, even as the crypto treasury firm faces falling valuations and declining investor interest.
CEO Asheesh Birla maintains that now is the ideal time to launch due to current regulatory clarity and organizational readiness. The company owns a significant amount of XRP, but is currently facing unrealized losses due to the recent price drop.
Rather than simply providing exposure to XRP, Evernorth positions itself as a comprehensive solution for managing custody, compliance, and security for institutional investors.. The company also plans to generate income from its holdings and expand its reserves.
Despite the overall downturn in Treasury, strong inflows into the XRP ETF indicate continued demand, and Birla emphasized that scale and active participation in the ecosystem will determine which Treasury companies survive.
Ripple expands regulatory presence with license in Australia
Ripple is strengthening its presence in the Asia-Pacific region by aiming to obtain an Australian Financial Services License (AFSL) through the acquisition of a local subsidiary. This license will enable Ripple to offer fully regulated cross-border payment services End-to-end coverage in Australia from onboarding to compliance, liquidity management and final settlement.
The move is in line with Ripple’s broader strategy to prioritize regulatory compliance as a foundation for growth. With over 75 licenses worldwide and rapidly increasing trading volumes in APAC, Ripple has established itself as a trusted infrastructure provider for financial institutions adopting blockchain-based systems.
Ripple strengthens expansion in Brazil with full institutional offer
Ripple is significantly expanding its operations in Brazil and aims to provide financial institutions with a range of services including payments, custody, treasury management, and intermediation. The company also plans to apply for a virtual asset service provider license, reinforcing its compliance-focused approach in one of Latin America’s most developed financial markets.
Adoption is already accelerating, with major banks and fintech companies leveraging Ripple’s infrastructure for cross-border payments and stablecoin integration. Ripple’s USD-denominated stablecoin, RLUSD, is gaining momentum in the region on the back of strong regulatory oversight and growing demand from institutional investors.
(Tag Translation) Cryptocurrency
