Widely followed XRP commentator Armando Pantoja has revived the debate on whether XRP will eventually reach the $10,000 price.
he recognized Many people often dismiss this number as unrealistic due to concerns about market capitalization. But Pantoja argues that critics are missing an important variable: the rise of the AI singularity.
He argues that if AI outnumbers humans 10 to 1, value will need to be transferred immediately, the addressable market will expand dramatically, and market capitalization will soar. In his view, XRP Designed for this future scenario.
Cryptocurrency journey through crisis and innovation
Pantoja places XRP’s potential future within the broader context of crypto history. He explains that difficult times often bring about important innovations. For example, the 2008 financial crisis and the US government’s $700 billion bailout caused many people to lose confidence in traditional banks.
In the aftermath, Bitcoin quietly emerged between 2009 and 2012, and XRP was created to make transferring money as easy as sending light.
On the other hand, the Mt Gox hack in 2014 was a dark moment for cryptocurrencies, but ultimately helped the community grow stronger.
From 2015 to 2017, Ethereum introduced the concept of “programmable money” and sparked the DeFi movement. Since 2017, cryptocurrencies have become increasingly mainstream, with banks and major corporations also getting involved.
AI Singularity: Why it changes everything
Pantoja’s main paper focuses on the AI singularity, a hypothetical future point where artificial intelligence surpasses human intelligence. He envisions a world where machines are not only highly intelligent, but vastly outnumber humans, require access to resources, and choose cryptography as their medium of exchange.
He believes that traditional financial systems are too slow in a world run by machines. Digital currencies such as XRP, Bitcoin, and Ethereum will become essential because they can transfer value instantly and can be programmed for complex tasks.
Market capitalization that was once thought impossible
In this context, Pantoja claims that given the rapid expansion of the global market due to AI, a jump to $10,000 per XRP will become feasible.
He argues that cryptocurrencies will be at the center of the global financial system in a future where value moves at the speed of light, economies are automated, and wealth is measured by access to data and computing power.
“Technology and money, once separate, are now merging.” he says. “With the help of AI, we are mining gold and metals in heaven. But based on math and truth, cryptocurrencies are still in short supply.”
The idea is $10,000 per XRPthe network will have massive liquidity, enough to support trillions of dollars of transactions. For example, with a market capitalization of around $170 billion today, the XRP network cannot handle $1 trillion in transfers.
However, if 1 XRP is worth $10,000, the total value of the network would be around $500 trillion, making such large-scale transfers possible.
Still, while this vision sounds exciting, it remains highly speculative and faces strong criticism. Nevertheless, proponents continue to push the idea.
XRP for the future of finance
According to Pantoja, the future of finance is already taking shape through three major innovations. Bitcoin acts as digital gold, or a store of value. Ethereum is the foundation for programmable currencies and decentralized applications. And XRP is designed to be the global payment system of the future.
As AI creates new markets and economies rapidly expand, Pantoja believes XRP and other cryptocurrencies could reach price levels previously unimaginable.
