Humanity Protocol, an on-chain digital identity platform, integrates Mastercard’s open finance payment system. The new feature will first be rolled out to holders in the United States, followed by global adoption.
Humanity Protocol partners with Mastercard’s open finance platform to launch on-chain digital identity. The company’s Human ID will first be rolled out to customers in the United States, with the aim of expanding open finance globally. This protocol is intended to expand to credit, loans, and other financial services.
Humanity Protocol previously hinted at a notable partnership with Mastercard’s open finance platform. Use Ethereum for on-chain Web3 ID.
Some partnerships make sense. Some people make history.
Ketchup & mustard. Big news coming soon. pic.twitter.com/cTnTkf3cdX
— Humanity Protocol “🖐️ ✦ 🇺🇳” (@Humanityprot) November 4, 2025
Human ID is designed for cross-platform verification using one ID across all blockchains and centralized systems. This credential removes the updated KYC monitoring requirements. In the future, this ID may be used for crypto-native services as well as traditional services.
Humanity Protocol is envisioned for use cases including RWA, neobank services, and personalized DeFi products. Verification includes identity information and data such as financial qualifications, income data, and collateral ownership.
Zero-knowledge encryption can be used to selectively disclose all data. Although most Web3 use cases are permissionless, some protocols attempt to screen users and bots. Humanity’s credential-based access system can be used at financial and other access points to ensure that end users are authenticated humans and present all necessary data.
Humanity Protocol for using single point verification on multiple platforms
master card open finance The feature enables the use of validation solutions. Human ID holders can authenticate once and seamlessly prove their personal financial information.
“We believe identity is the foundation of the future of finance.” Terence Kwok, founder of Humanity Protocol, said:
“We are working with Mastercard to enable Human ID holders to prove they meet their financial requirements without wasting valuable time on manual processes. ”
Human ID can confirm ownership of a bank account and verify all identities linked to that account. On-chain IDs are reusable and can facilitate interactions across multiple markets and DeFi apps. Currently, DeFi use requires permission, but the ability to be certified could lead to increased regulation in this area.
Humanity Protocol aims to revive the on-chain identity narrative
Humanity Protocol is a relatively new addition to the on-chain identity story. The native H token rose to a high of $0.37 on October 25th, but has since fallen to its current level of $0.25.
Humanity’s native token H has been in the spotlight over the past month. For now, most on-chain ID tokens remain stagnant, with a market cap of $3 billion. |Source: CoinGecko.
Tokens are an addition to the collection of assets related to the protection of personal identity. After the latest market correction, the ID token sector has a market capitalization of approximately $3 billion, led by WorldCoin (WLD).
Humanity Protocol aims to secure more data points and offers an easy-to-use product with multiple validation tools.
