Ripple CTO David Schwartz recently said, humorously he suggested this May do not have listen In his younger days, he tried to buy XRP because it could “cause a contradiction.”
schwartz I mentioned this in a casual conversation in the cryptocurrency community. Notably, media outlet CoinDesk sparked this conversation with its perennial question about early crypto investing.
Ripple CTO admits he plans to ask his younger self to buy Bitcoin
Specifically, CoinDesk shared a graphic asking viewers what they would say to their 18-year-old selves if they had the chance to go back in time and express just three words. A CoinDesk intern said this is what he would ask his younger self to do. “Please buy more virtual currency.”
Why Bitcoin and not XRP?
However, XRP also exhibits similar symptoms. opportunity for accumulation. Especially if Schwartz’s younger self had spent $39,000 on: XRP At the July 2014 low of $0.0028, he would have picked up 13.93 million XRP tokens. Currently, the value of these tokens is $36 million, which is much lower than the revenue of Bitcoin.
Nevertheless, Mr. Schwartz’s decision to choose Bitcoin over XRP has raised questions among community members, especially considering his involvement in the XRP project. Specifically, one commenter asked: “What about XRP?”
For context, Ripple CTO said: make a decision regarding An XRP investment he may now regret. According to Published in January last yearSchwartz admitted. I went to Ripple stock instead of XRP token. He points out that XRP would have been more liquid and still wonders if it was a good decision.
Naturally, one would expect him to take every opportunity to correct a decision if he felt it was wrong. In response to a question about his decision not to tell his younger self about XRP, he humorously pointed out that XRP was so closely tied to his work that talking to him about it could create a conflict.
It’s too intertwined with my own efforts! Talking to yourself about XRP will probably cause a contradiction. pic.twitter.com/lsJCyLZWGo
— David ‘JoelKatz’ Schwartz (@JoelKatz) October 28, 2025

