Ripple executive Reese Merrick said: share A recent post states that demand for RLUSD is increasing as the use of stablecoins expands beyond trading. He said global payments are moving to digital assets, and on-chain remittances will increase sharply from 2020 to 2025.
Stablecoin growth increases interest in RLUSD
It is worth noting that RLUSD Stablecoin is gaining traction as its role in global payments grows.
Ripple executive Reese Merrick explained why demand will increase in 2025. According to his post, stablecoins were initially used as an easy way to purchase cryptocurrencies. He added that the market is changing, with new payment needs emerging in several regions.
For example, Merrick mentioned the significant increase in on-chain stablecoin transfers during the year. He reported that in 2020, the amount of remittances reached approximately $0.5 trillion. From here, remittances increased to $2.5 trillion in 2021 and $5 trillion in 2022.
Stablecoins were born as a simple gateway for purchasing cryptocurrencies.
Fast forward to 2025 → Although still mostly used for this purpose, stablecoins are also being used for real payments and @Ripple is seeing huge demand for this.
Looking at the growth over the past five years…
— Reece Merrick (@reece_merrick) November 29, 2025
He pointed out that economic activity will reach $10 trillion in 2023 and $27.6 trillion in 2024. Merrick added that it could reach $46 trillion by 2025, based on year-to-date estimates. He said the total would exceed last year’s Visa and Mastercard payments combined.
He further explained that this growth reflects growing real-world usage with an emphasis on payments and cross-border remittances.
Reece Merrick pointed to B2B payments and merchant adoption as further drivers. He said this change is turning stablecoins into a new payment layer on the internet. He pointed out that while traditional payment systems remain the same, the sector is growing at an annual rate of about 150%.
Regulation and transparency support RLUSD demand
RLUSD adoption has increased in less than a year since its launch. Stablecoins are currently exceeded $1 billion It is a sign of its growing adoption on the Ethereum blockchain.
Additionally, the XRP Ledger’s decentralized finance ecosystem is also helping draw attention to RLUSD. The broader market continues to RLUSD demandforcing its launch on multiple global exchanges.
The regulation of the GENIUS Act in the US and the push for tokenization by Ripple could help further expand its overall reach in the near future.

