US bank Citi predicts that the tokenization of real world assets (RWA) will expand significantly in the coming years. This is stated in his new report titled “Tokenization 2030: Wall Street On-Chain.”
According to a company survey, the market capitalization is Tokenized assets will increase 323x by the end of the decade. That means the total value of the sector will grow to an average of $5.5 trillion, up from the current $17 billion, according to the data.
Depending on the speed of implementation of this system, banks are estimating a range from a low estimate of 2.7 trillion. Optimistic predictions up to $8.2 trillion.
This expected expansion is due to the large-scale integration of traditional financial companies into the digital ecosystem. “We are witnessing the collective power of the United States’ financial power and the world’s reserve currency moving towards major changes,” Citi said in a private report reported in the press and released on June 1, 2026, this year.
The main driver of this growth is the inefficiency introduced by traditional value exchange systems.
Citi notes that growth will primarily occur in traditional public markets, such as U.S. stocks and government bonds, rather than private markets, which are difficult to trade and slow to change. The bank assumes that: By 2030, 10% of the US Treasury bill market and 3% of the US public stock market will be tokenized.
The Depository Trust & Clearing Corporation (DTCC), the central clearing and settlement node in the U.S. financial system, has quantified the real cost of these delays. Every day, $630 billion is tied up in the world’s banks just to bridge the gap between deposits and withdrawals. DTCC is responsible for automated clearing, settlement, and custody of stocks, bonds, and other instruments. In 2025, our subsidiaries processed $47 trillion in transactions and held securities totaling $114 billion. Dollar equivalent, as reported by CriptoNoticias.
The organization proposes to solve capital lock-up by reducing collateral movement time from days to seconds through asset tokenization.
Only 10% of everyday investors in the U.S. switch to these new digital trading platforms. Lawsuit over $2.6 trillion in tokenized stocks. This progress is simultaneously being supported by the growth of stablecoins, which are expected to reach $1.9 trillion by 2030, according to Citi.
The report predicts that this growth could create around $1 trillion in new demand for U.S. government debt, as issuers back their stablecoins with these physical bonds.
Meanwhile, the legal environment has also recorded progress, with the US Senate Banking Committee voting in favor of the Clarity Act, a draft regulation on digital assets, on May 14th.
JP Morgan issued a warning
But for JPMorgan, another American banking entity, there are important considerations investors should consider before turning to this technology. “Businesses need to carefully assess the opportunities, benefits and drawbacks,” the bank warned in a May 5 analysis.
JP Morgan details that it is important to determine where the integration of digital assets could have a significant impact, such as payments, liquidity management, and investment products. He added that regulatory compliance is essential and a thorough analysis of change management is essential. Helps identify gaps in current controls and ensures adaptation Constantly evolving regulations.
The introduction of this new ecosystem will require investors to transform their technological capabilities for the future. “Adapting your team’s skills is also important,” warns JPMorgan, elaborating that digital asset integration typically involves adjusting existing processes rather than a complete overhaul.
(Tag Translate) Banking and Insurance
