Have cryptocurrencies become part of your daily life? A recent report by Binance Research reveals major changes in the way digital assets are used and built.
More than a trading-only use case
Monthly cryptocurrency card issuance is reported to have increased by 223.5% year-on-year. Tokenized publicly traded stocks grew in market value from about $38 million to about $1 billion in less than a year.
More broadly, the tokenization sector grew approximately 248% year over year, reaching nearly $30 billion by April 2026. It’s clear that crypto companies are looking to build payments, savings, and spending products.
It’s safe to assume that its purpose is very similar to digital banking services.
AMBCrypto previously reported that the adjusted trading volume of stablecoins will increase by 133% from 2023 to $28 trillion in 2025. Monthly trading volume reached a record high of $7.2 trillion. This puts the stablecoin above major traditional payment aggregators such as Visa and US ACH.
Weekend trading and the “super app” model are here to stay
Another important change is that the average weekend trading volume for perpetual trades linked to TradFi increased by approximately 300% from January to March 2026. 38% of the weekday volume was over the next four weeks.
There is a growing demand for products that provide continuous price discovery outside of traditional market hours. At the same time, exchanges, fintechs, and traditional financial companies are all trying to become one-stop-shop financial platforms.
CeDeFi is emerging as a practical middle ground
Interestingly, the report states that hybrid models may have the most obvious benefits. The share of Vault-based loans in total DeFi borrowing rose to 22.8% in April 2026. This was effectively zero until early 2024.
There is an argument that institutions prefer these structures because they have more control over risk settings and compliance rules than open-ended pool models. Still, risks exist regarding tokenized assets, custody design, and proof-of-reserve transparency.
Faster implementation does not eliminate the need for due diligence.
Final summary
- Tokenization grew 248% year over year, and stablecoin trading volume reached $28 trillion.
- The increase in weekend trading and the growth of CeDeFi shows that always-on systems are preferred.
